OWN Philly ’26
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In Philly

“Low Cost Homeownership”
is possible
The Time is NOW!

Stop paying rent that builds your landlord’s wealth. With the right lender, grants, and guidance, we’ll help you hold the keys to your own home — even if you thought it wasn’t possible.

Check If You Qualify Contact Our Homeownership Advocate
It’s Possible to become a Homeowner for less than $4000 out of pocket. Sign up or Text: #RentRebellion Today at +14454006033 • STOP PAYING YOUR LANDLORD'S MORTGAGE • It’s Possible to become a Homeowner for less than $4000 out of pocket. Sign up or Text: #RentRebellion Today at +14454006033 • STOP PAYING YOUR LANDLORD'S MORTGAGE • It’s Possible to become a Homeowner for less than $4000 out of pocket. Sign up or Text: #RentRebellion Today at +14454006033 • STOP PAYING YOUR LANDLORD'S MORTGAGE • It’s Possible to become a Homeowner for less than $4000 out of pocket. Sign up or Text: #RentRebellion Today at +14454006033 • STOP PAYING YOUR LANDLORD'S MORTGAGE •

Who We Are — OWN Philly ’26

At OWN Philly ’26, our mission is simple: help renters break free from their landlords and build real wealth through homeownership.

By partnering with trusted local lenders and realtors, we’ve created a clear pathway where qualifying buyers can get into a home with low out-of-pocket costs — and sometimes nothing at all.

We guide you through every step: identifying grants, coordinating with specialized lenders, and negotiating the best deal so you build equity instead of paying rent to someone else.

Why Own?

Philly rents have surged 25% in the last decade, meaning every month you wait, the price of stability goes up. Renting pays off someone else’s mortgage; owning locks in your monthly costs and builds your own net worth. The math is simple: stop buying your landlord’s future and start funding your own.

The Cost
Rent Receipt

Rent

100% interest. You walk away with $0 equity, rising costs every year, and no control over your home.

The Investment
House Keys

Own

Every payment acts like a savings account. You build equity, stabilize your monthly expenses, and create a legacy.

THE REALITY

Philly Homeownership Today

Philadelphia is at a turning point. While rents hit historic highs, the path to ownership is actually more accessible than most realize. Thousands of residents are paying more to rent than they would to own—held back only by misconceptions about the true cost of entry.

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52%

Current Ownership

Of Philadelphians own their homes, which is falling far below the national average.

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225,000+

Qualified Renters

Households in Philly currently earn enough to buy a home but remain stuck in the rental cycle.

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3%

Down Payment

The actual starting point for many loans. You don’t need 20% down to start building equity.

What Philly Buyers Are Saying

★★★★★

“We thought we needed $15,000 to buy. OWN Philly ’26 showed us how to close with just $3,200 all in.”

– Jasmine & Marcus, South Philly
★★★★★

“I’d been renting for 12 years. Thanks to this program, I bought my first home with $0 out-of-pocket.”

– Luis, North Philly
★★★★★

“Finally a team that understands first-time buyers. They made the process simple, clear, and real.”

– Tasha, West Philly
★★★★★

“The team was so patient. They answered every call and text, and helped me fix my credit score.”

– David R., Fishtown
OUR GOAL

500 Keys In 2026

Our mission is bold but simple: 500 Keys Delivered. 500 Doors Opened.

52%
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500 Keys

Delivered into the hands of Philly families by the end of 2026.

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500 Doors

Opened to stability, equity, and generational community wealth.

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Step by Step

Guiding renters through grants, lenders, and advocacy.

The OwnPHILLY Movement

A citywide campaign to empower renters to become homeowners. Together, we’re fighting rising rents, building communities, and leading the #RentRebellion to claim Philly’s future.

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Empower Renters

Giving every renter the tools and resources to transition into ownership.

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Fight Rising Rents

Challenging rent hikes by opening the doors to lasting stability.

Build Communities

Strengthening neighborhoods by investing in families, not landlords.

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#RentRebellion

Uniting Philly in a movement that turns renters into homeowners.

See If You Qualify

Answer a few quick questions and find out if you're ready to buy with low upfront costs. It takes just 60 seconds.

Frequently Asked Questions

Do I really only need a small amount upfront?

Yes! With grants and lender partnerships, many buyers close with just a few thousand dollars, and some with $0.

What if my credit score is below 620?

You’ll need at least 620 for this program. But we can connect you with credit repair resources to help you qualified.

Do I need to be a first-time homebuyer?

No. While this program is great for first-time buyers, move-up buyers may also qualify.

How quickly can I close?

Some buyers close in as little as 30 days, depending on readiness and lender approvals.

Who will I be working with?

You’ll be paired with our dedicated realtor + lender team who guide you every step of the way.

Didn’t find your answer? → Contact Us

Ready to Break Up With Your Landlord?

By 2026, our goal is to put thousands of keys in the hands of Philly families. Don’t wait another year of rent — take the first step today.

See If You’re Ready Now Call/Text: +14454006033